Simple Ways to Start Saving Money

Retirement.  Your child’s education.  A vacation.  The down payment on your next Jersey Shore Home.  What do these all have in common?  Money.  Most of the time, we need to save up for these.  But how do you get started?  I’ve got a few simple ways to start saving money that won’t leave you subsisting on a peanut butter and jelly every day (unless you like that sort of thing).

Saving money for your Jersey Shore home, retirement, vacation or anything else is easier than you think when you use my simple money-saving tips.

Simple Ways to Start Saving Money

Stash the “Extra”

What do I mean by “extra”?  When you receive a raise or bonus, put that extra money into a separate savings account.  Did you get a refund on your taxes?  Don’t spend it.  Save it.  Live within your means and all this becomes “extra”.  That’s just the first way you can start saving money.

Pay Yourself First

Search homes for sale at the Jersey ShoreAnother simple way to start saving money is to pay yourself first.  Does your paycheck automatically get deposited into your bank account?  Talk to your employer about splitting it up into two different deposits.  Whether it’s just $25 a week or a percentage of your paycheck, have it deposited into a completely separate account from your regular checking.

Spare Change

Listen, we all end up with spare change at some point throughout our week.  Instead of letting it settle to the bottom of your purse or throwing it on the dresser, set it aside in a jar.  When the jar fills up, roll the change and deposit it into your savings account.  Helpful tip: roll the change yourself.  If you take it to an automatic coin machine (like Coin Star), they charge a fee.  Ask the teller for some coin wrappers next time you’re inside.  They’ll give them to you for free.

Set Up a Budget

No, this doesn’t sound like fun.  Yes, it can take some time at first.  But you’d be surprised exactly how much money you waste each month on unnecessary purchases.  Saving money gets easier when you know what’s coming in, what’s going out and where it’s going to.  Simply sit down and write out all your monthly expenses (mortgage, insurance, cell phone, utilities, etc).  Set a spending limit on things like entertainment, clothes, food.  Then, stick with it.  All the “extra” can then go into your savings account (see above).  Helpful tip: make a grocery list before you do your weekly shopping.  It cuts down on “impulse buys” and you’re less likely to forget something you actually needed.

Compounded Savings

Finally, here’s my last tip for saving money.  And it will only cost you $1 to start.  That’s right.  Set aside just $1 this week into a savings account, shoe box, pickle jar, whatever.  Then, next week, add $2.  For week three, you’ll add $3 to that.  On week four, you’ll add $4.  And so on and so on.  At the end of the year, when you’ve add the final $52 on week 52, you’ll have saved $1378!

Saving money doesn’t have to be scary.  In fact, once you see your savings account grow, it can become quite addictive.  You’ll start looking for as many ways as possible to add to that bottom line.  In no time at all, you’ll have that Jersey Shore down payment together.  Just be patient and consistent.  Slow and steady wins the race.

Quick Reminder…

Don’t forget that the 2017 Project Prom Fundraiser takes place on July 20th.  Tickets are still available.  Contact Rene Kane (609) 703-8592 or via send her an email today.  Help make next year’s Project Prom even better than ever for our Jersey Shore girls.  Thanks!

FEATURED JERSEY SHORE HOME OF THE WEEK

15 Essex Ct Margate NJ

For more information on this and other homes for sale on the Jersey Shore, please visit my Featured Listings page.

Sherri Lilienfeld, Helping You Live Your Jersey Shore Dream

2017 Jersey Shore Project Prom Fundraiser

Earlier this year, the Boys & Girls Club of Atlantic City hosted their second ever Project Prom event.   Thanks to donations from caring members of our Jersey Shore community, underprivileged girls shopped for their very own prom dresses and accessories free of charge.  They’re already gearing up for next year’s event already with their 2017 Jersey Shore Project Prom Fundraiser.  But they need your help to make next year’s event even better!

Money raised from the 2017 Jersey Shore Project Prom Fundraiser benefits both next year's Project Prom event and the Boys & Girls Club of AC itself.

What: 2017 Jersey Shore Project Prom Fundraiser
Where: Kelsey’s AC (1545 Pacific Ave, Atlantic City, NJ)
When: July 20th, 7pm to 10pm
Cost: $75/person
Contact: Rene Kane (609) 703-8592 or via email

2017 Jersey Shore Project Prom Fundraiser

Join the Boys & Girls Club of AC as they host their 2017 Jersey Shore Project Prom Fundraiser at Kelsey’s AC on Thursday, July 20th.  Beginning at 7pm, guests listen to live entertainment while enjoying great food provided by Kelsey’s restaurant.    There might be a few other surprises planned.  But you’ll need to come to the event to find out what they might be.

2017 Jersey Shore Project Prom Fundraiser Tickets

Search homes for sale at the Jersey ShoreTickets for the 2017 Jersey Shore Project Prom Fundraiser cost $75 per person.  With your ticket, you gain access to the event, get to enjoy a fantastic meal and receive one free drink ticket.  If you want another alcoholic beverage, feel free to visit the cash bar.  Remember, all money raised benefits both next year’s Project Prom and the Boys & Girls Club of AC itself.  Purchase your tickets today online at the Project Prom Fundraiser event website here.   However, if you can’t make it to the fundraiser, donations will be accepted at the Boys & Girls Club itself (317 N Pennsylvania Ave, Atlantic City).

The Boys & Girls Club of Atlantic City provides many wonderful programs for our children.  Your donations help continue these programs, including things like Project Prom.  Please buy a ticket to the 2017 Jersey Shore Project Prom Fundraiser today or consider donating.  Thank you!

FEATURED JERSEY SHORE HOME OF THE WEEK

15 Essex Ct Margate NJ

For more information on this and other homes for sale on the Jersey Shore, please visit my Featured Listings page.

Sherri Lilienfeld, Helping You Live Your Jersey Shore Dream

2017 Margate July 4th Fireworks Celebration

In just four days, we celebrate our nation’s independence.  For many, that means BBQ with friends and family.  Your day should definitely end with the official 2017 Margate July 4th fireworks show, though.  Why?  Because it’s free and lots of fun for the whole family.

BBQ on the beach and then watch the 2017 Margate July 4th fireworks show on Tues. If you're in AC, visit the Absecon Lighthouse & watch 2 fireworks shows.

2017 Margate July 4th Fireworks Celebration

Search homes for sale at the Jersey ShoreFireworks at the beach.  Where else would it take place when you live at the Jersey Shore?  The 2017 Margate July 4th fireworks show will blast off after dark (around 9pm).  But, you’ll want to get to Huntington Ave Beach a bit earlier.  It gets busy.  Bring a blanket and lawn chairs for your comfort.

While the 2017 Margate July 4th fireworks makes a great ending to the day, how will you fill up the time before?  How a barbecue?  The City of Margate allows grilling right on the beach throughout the entire 4th of July weekend.  Spend the entire day at the beach and then stay for the fireworks after the sun goes down.  Propane and alcohol are strictly prohibited.  And please make sure to clean up after yourself.  Put trash in the receptacles provided or bag it and take it with you.  Keep our Jersey Shore beaches clean!

Other Jersey Shore 4th of July Events

Want something a little different to do on the 4th?  Visit the Absecon Lighthouse.  Their “Summer of Atlantic City Inlet Storytelling” event takes place at the lighthouse all day long.  And it’s absolutely free of charge.

If you decide to make a day of it in Atlantic City, stay for the fireworks.  Unlike other Jersey Shore cities, you have two shows to see.  Borgata offers the first show of the night in the Marina District at 9pm.  The last show can be seen at the Tropicana right on the historic Atlantic City Boardwalk at 10pm.

Whatever way you decide to spend the 4th of July, please be safe.  Keep pets at home.  Their senses are much more heightened than ours.  Loud noises and large crowds scare even the calmest of animals.  For their sake and the safety of those around you, leave them to the safety of the comfort in your Jersey Shore home.

FEATURED JERSEY SHORE HOME OF THE WEEK

15 Essex Ct Margate NJ

For more information on this and other homes for sale on the Jersey Shore, please visit my Featured Listings page.

Sherri Lilienfeld, Helping You Live Your Jersey Shore Dream